By the time most people file for bankruptcy, their credit is already trashed, they have a high debt-to-income ratio – a key indicator lenders look at – and they’ve likely defaulted on more than a few accounts. – Jean Chatzky
Some guys lay their fannies out there every night – they play the game at such a high level, and they give so much that, frankly, they don’t get credit for it. And I think it’s tragic sometimes. – Jerry West
You can’t fuel real economic growth with indiscriminate credit. You can only fuel it with well-allocated, long-term investment. – James Surowiecki
I’ve never really had a problem with the imagination level of an audience. They’re always smarter and savvier than any studio exec will give them credit for. – James Van Der Beek
Most credit cards provide some sort of protection against a defective purchase, and with gold or platinum cards, you’ll often get double the manufacturer’s warranty. You’re also not immediately out your own money if something goes wrong. – Jean Chatzky
It has always been more expensive for the poor to borrow money. We see this in everything from mortgage rates to credit cards. – John Niven
Restore, without delay, the equilibrium between revenue and expenditures, which has done so much to destroy our credit and derange the whole fabric of government. If that should not be done, the government and country will be involved, ere long, in overwhelming difficulties. – John C. Calhoun
We were going to have to experiment, and we needed to develop our younger players. And a lot of the changes were because of injuries. But that’s where I give a lot of credit to the group in terms of being able to maintain things. – Isaiah Thomas
They say the people most affected by the credit crunch are pensioners – well, let go of the handbag then, Nanna. – Jimmy Carr
The American public’s a lot more sophisticated than we all give them credit for. And on complicated issues, I’m going to give them straight answers. And if it takes more than three minutes, I’m going to do it. – Joe Biden
The credit of advancing science has always been due to individuals and never to the age. – Johann Wolfgang von Goethe
If you decide you need a secured card, use it to charge small items every month, then pay the balance off in full. If your credit score improves, and the bank doesn’t offer to upgrade your card within 12 to 18 months, give them a call. If they refuse, try another lender. – Jean Chatzky
I go to the Caribbean for a month every January with hand baggage only. All you need is a passport and a credit card. – John Niven
What the study I chaired actually said was we needed tougher regulation of cash and capital in banks, as credit was too easy. Events proved that right. – John Redwood
I mean that what makes me a professional, but the market itself has been fabulous during this whole period and I’ve got to give the market credit before I give myself credit. – Jim Cramer
Our government is deeply disordered; its credit is impaired; its debt increasing; its expenditures extravagant and wasteful; its disbursements without efficient accountability; and its taxes (for duties are but taxes) enormous, unequal, and oppressive to the great producing classes of the country. – John C. Calhoun
I feel whatever an actor does on screen is something the actor ‘does,’ and what the director can do is to tell, talk or instruct. So, all the credit for an actor’s performance goes to the actor alone. – Imtiaz Ali
It’s an open secret that if a debtor is willing to wait long enough, he can probably get away with paying almost nothing, as long as he doesn’t mind hurting his credit score. – Charles Duhigg
I very rarely use a credit card, but I do if I know I have big bills coming and I need to stagger payment. – Andrea McLean
Credit is a system whereby a person who can not pay gets another person who can not pay to guarantee that he can pay. – Charles Dickens
It’s aggravating that Hollywood has never gotten credit for the role it played in promoting modern design. – Camille Paglia
Any investment bought via credit always runs the risk of margin calls and, eventually, liquidation. – Barry Ritholtz
The Federal Reserve has the responsibility to protect the credit rights of consumers. – Bernie Sanders
To bring down your credit card balances, write down the benefits of reducing your debt. No more gnawing feeling that you’re throwing money away, perhaps. More money flowing to other financial objectives. Then consult the list when you have doubts. – Jean Chatzky
Consumers going through foreclosure typically will see their credit scores drop, raising longer-term questions about their ability to rebound financially and perhaps pursue a more sustainable home purchase at some later point. – Ben Bernanke